Running an online store in India using WordPress and WooCommerce requires one essential tool — a reliable payment gateway. As digital payments continue to grow across India, especially with the rise of UPI and mobile wallets, choosing the right payment gateway can significantly impact your WooCommerce store’s success.
In this article, we’ll explore the best Indian payment gateways for WordPress and WooCommerce in 2025, compare their features, and help you select the most suitable one for your eCommerce business.
Why Indian Payment Gateways Matter for WooCommerce
WooCommerce is one of the most popular eCommerce platforms in India, thanks to its flexibility, scalability, and seamless integration with WordPress. However, without a payment gateway that supports Indian currency, UPI, and local cards, your customers may face friction during checkout.
A good Indian payment gateway should offer:
- Support for INR transactions
- Integration with UPI, credit/debit cards, net banking, wallets
- Secure and fast settlements
- WooCommerce plugin compatibility
- Reasonable transaction fees
- Responsive customer support
Best Indian Payment Gateways for WordPress & WooCommerce
Razorpay is arguably the most developer-friendly and widely used Indian payment gateway for WooCommerce. It supports UPI, credit/debit cards, net banking, and wallets — all from a single integration.
Key Features:
- Simple WooCommerce plugin for quick integration
- Instant activation and onboarding
- Offers RazorpayX for payouts
- Transparent pricing and minimal downtime
- Supports recurring payments and subscriptions
Pricing: 2% per transaction for domestic cards and wallets (exclusive of GST)
Paytm, known for its popular wallet, also provides a robust payment gateway with seamless WooCommerce compatibility. It is ideal for businesses targeting mobile-first users.
Key Features:
- Accept payments via Paytm Wallet, UPI, cards, and net banking
- Instant refund processing
- Supports QR code payments
- Official plugin available for WordPress/WooCommerce
Pricing: Starts at 1.99% + GST for cards and wallet payments
One of India’s oldest and most trusted gateways, CCAvenue supports 200+ payment options, including regional languages, which is perfect for businesses targeting Tier 2 and Tier 3 cities.
Key Features:
- Wide range of payment modes including EMIs
- Multilingual checkout pages
- International payments supported
- Secure payment flow with PCI DSS compliance
Pricing: Around 2% to 3% per transaction based on the plan
Instamojo is known for its ease of use and is perfect for small businesses, freelancers, and digital creators. Their WooCommerce plugin allows easy setup with no monthly maintenance fees.
Key Features:
- Easy onboarding with minimal documentation
- Digital product support
- Pay Links and smart page integration
- WooCommerce plugin support
Pricing: 2% + ₹3 per transaction for domestic payments
Cashfree has gained popularity for its developer-first approach and fast settlement cycles. It also offers advanced solutions like subscription billing and marketplace payouts.
Key Features:
- UPI AutoPay and recurring billing
- Payout API for vendors and partners
- Easy plugin installation for WooCommerce
- Fast settlement cycles (as low as 15 minutes with instant settlement add-on)
Pricing: Starting from 1.75% per transaction for domestic payments
How to Choose the Right Gateway for Your WordPress Website
When selecting the best Indian payment gateway for your WooCommerce store, consider the following:
- Type of business: High-volume businesses may benefit from gateways like Razorpay or Cashfree, while small merchants may prefer Instamojo or Paytm.
- Transaction volume: Look at pricing slabs to minimize transaction fees as your volume grows.
- Payment options: Ensure support for UPI, wallets, and net banking — these are vital in the Indian ecosystem.
- Ease of integration: Choose a gateway with an official and regularly updated WooCommerce plugin.
- Customer service: Opt for a provider with a dedicated support team for dispute resolution and technical issues.
Choosing the right Indian payment gateway for your WordPress and WooCommerce store in 2025 can make a huge difference in your business operations. Razorpay, Paytm, CCAvenue, Instamojo, and Cashfree all offer excellent features suited for different needs.
Evaluate your business goals, volume, and target audience before deciding. Ensure that the gateway integrates smoothly with WooCommerce, supports all major Indian payment methods, and keeps your transactions secure.
Want help integrating payment gateways in your WooCommerce store?
Let our WordPress experts assist you in setting up the best payment solution for your business. Reach out today!
